- credit scoring system
- система оценки потенциальных заемщиков
English-russian accounting dictionary. 2014.
English-russian accounting dictionary. 2014.
credit scoring system — A statistical system used to determine whether or not to grant credit by assigning numerical scores to various characteristics related to creditworthiness. American Banker Glossary … Financial and business terms
Credit Scoring — A statistical analysis performed by lenders and financial institutions to access a person s credit worthiness. Lenders use credit scoring, among other things, to arrive at a decision on whether to extend credit. A person s credit score is a… … Investment dictionary
Credit scoring — A statistical technique wherein several financial characteristics are combined to form a single score to represent a customer s creditworthiness. The New York Times Financial Glossary * * * credit scoring ˈcredit ˌscoring noun [uncountable]… … Financial and business terms
credit scoring — A statistical technique that combines several financial characteristics to form a single score to represent a customer s creditworthiness. Bloomberg Financial Dictionary * * * credit scoring ˈcredit ˌscoring noun [uncountable] BANKING ECONOMICS… … Financial and business terms
credit score — credit scoring ˈcredit ˌscoring noun [uncountable] BANKING ECONOMICS the activity of calculating the risk that someone asking for a loan will not make the necessary repayments when they should, which involves asking the person questions about… … Financial and business terms
Credit Score — A statistically derived numeric expression of a person s creditworthiness that is used by lenders to access the likelihood that a person will repay his or her debts. A credit score is based on, among other things, a person s past credit history.… … Investment dictionary
Credit score — A credit score is a numerical expression based on a statistical analysis of a person s credit files, to represent the creditworthiness of that person. A credit score is primarily based on credit report information typically sourced from credit… … Wikipedia
Credit history — This article deals with the general concept of the term credit history. For detailed information about the same topic in the United States, see Credit score (United States). Credit history or credit report is, in many countries, a record of an… … Wikipedia
Credit bureau — A credit bureau (United States), or credit reference agency (United Kingdom) is a company that collects information from various sources and provides consumer credit information on individual consumers for a variety of uses. It is an organization … Wikipedia
Credit risk — Categories of financial risk Credit risk Concentration risk Market risk Interest rate risk Currency risk Equity risk Commodity risk Liquidity risk Refinancing risk … Wikipedia
Judgmental Credit Analysis — A method of approving or denying credit based on the lender s judgment rather than on a particular credit scoring model. Judgmental credit analysis entails evaluating the borrowers application and using prior experience dealing with similar… … Investment dictionary